The disclosures below are designed to meet requirement of the FTC's Mortgage Assistance Relief Services Rule (MARS)
You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, your lender will compensate us for our services. Sandra Nickel of Sandra Nickel REALTORS is not associated with the government, and our service is not approved by the government or your lender; and even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.
To protect homeowners, a new federal regulation took effect December 29, 2010. If you inquire about our services and request information through a response form on this website and agree to receive information by email, these rules also apply. For more information about MARS rule, please vist www.ftc.gov/os/fedreg/2010/december/R911003mars.pdf.
The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.
TERMS OF SERVICE
All information provided is deemed reliable but is not guaranteed and should be independently verified. The advertisements herein are merely indications to bid and are not offers to sell which may be accepted. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
Sandra Nickel is the sole owner of the information collected on this site. Neither Sandra Nickel nor the team associates will sell, share, or rent this confidential information to others. Your privacy is the primary issue for Sandra Nickel.
By submitting personal information such as name, address, phone number, email address and/or additional data, the real estate client/prospect consents that Sandra Nickel or his authorized representative may contact client/prospect by phone, U.S. Postal System, or e-mail whether or not client/prospect is participating in a state, federal or other "do not contact" program of any type.