Montgomery Foreclosure and Short Sale Information
How To Stop The Foreclosure Process
Effects Of Foreclosure
Avoid Foreclosure
What Is A Short Sale?
Short Sale vs. Foreclosure
Qualifying Process for a Short Sale
Learn About Short Sales
Frequently Asked Questions
Glossary Of Terms
FAQ
What The First Step In The Short Sale Process
Qualifying for a Short Sale and Avoiding Foreclosure
Home Evaluation
Getting Started
Our Blog
Important Website Information
Sandra Nickel
Sandra Nickel - 334-834-1500
Important Website Information 

IMPORTANT NOTICE

The disclosures below are designed to meet requirement of the FTC's Mortgage Assistance Relief Services Rule (MARS)

You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, your lender will compensate us for our services. Sandra Nickel of Sandra Nickel REALTORS is not associated with the government, and our service is not approved by the government or your lender; and even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.

To protect homeowners, a new federal regulation took effect December 29, 2010. If you inquire about our services and request information through a response form on this website and agree to receive information by email, these rules also apply. For more information about MARS rule, please vist www.ftc.gov/os/fedreg/2010/december/R911003mars.pdf.

DISCLAIMER

The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

TERMS OF SERVICE

All information provided is deemed reliable but is not guaranteed and should be independently verified. The advertisements herein are merely indications to bid and are not offers to sell which may be accepted. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

PRIVACY POLICY

Sandra Nickel is the sole owner of the information collected on this site. Neither Sandra Nickel nor the team associates will sell, share, or rent this confidential information to others. Your privacy is the primary issue for Sandra Nickel.

CONTACT POLICY

By submitting personal information such as name, address, phone number, email address and/or additional data, the real estate client/prospect consents that Sandra Nickel or his authorized representative may contact client/prospect by phone, U.S. Postal System, or e-mail whether or not client/prospect is participating in a state, federal or other "do not contact" program of any type.


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Sandra Nickel
Sandra Nickel Hat Team, REALTORS
1044 E Fairview Avenue
Montgomery, AL 36106
334-834-1500

Email

DISCLAIMER - TERMS OF USE - PRIVACY POLICY - CONTACT POLICY - MARS DISCLOSURE

Copyright© 2009- Pro Step Marketing, All Rights Reserved.

Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

Federal Government Disclaimer (MARS):


1. You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, your lender will compensate us for our services.
2. Sandra Nickel of Sandra Nickel REALTORS is not associated with the government, and our service is not approved by the government or your lender; and
3. Even if you accept this offer and use our service, your lender may not agree to change your loan.

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